Uber and Lyft are ridesharing services that allow individuals to hail a taxi from their phone. These companies operate free from many legal constraints, which keeps the price lower for rides. However, when it comes to rideshare taxi accidents in Louisville, we at Schuler Law Office understand all the gray areas of the law and can represent you professionally. We can help you to recover the compensation that you deserve.

What Happens in Taxi Accidents Concerning Ridesharing Services?

When a taxi driver causes an accident, the taxi company is responsible. Known as respondeat superior, they are responsible for the carelessness of their “servants.” All taxicabs must carry liability insurance in the state of Kentucky. The legal requirements are:

  • $50,000 in property damage liability
  • $100,000 for death or personal injury to an individual
  • $300,000 for death or personal injury resulting from an accident

When ridesharing services first began, they said their drivers were independent contractors, meaning that the company was not liable for any negligence. However, after several accidents, Uber had to revise its approach to insurance. In the state of Kentucky, rideshare rules were devised in 2014. Today, the state requires each service supply $1 million in liability insurance to each driver. Drivers must also have the minimum level of liability insurance. This $1 million in insurance applies to driving to pick up a fare and transporting that fare, not when they are using their car for leisure or waiting for fares.

Schuler Law Office offers professional representation for those involved in taxi accidents. We have experience in rideshare vehicle accidents and will work hard to produce the best results for your case. 

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