Car Accident Claims Process in Indiana

Car accidents happen all too often in Southern Indiana. In fact, state data shows that there are more than 200,000 automobile crashes every year, with more than 3,000 annually in Floyd County alone.

If you are one of the thousands in Indiana who have had the misfortune of being in a car collision, it is generally not wise to handle the matter on your own. The car accident claims process can be long and arduous without the aid of a skilled attorney.

Located in Louisville, Kentucky, Schuler Law Office has been addressing automobile accident claims for decades. We are available to assist clients throughout Southern Indiana, including those in Clark and Washington Counties.

What to Do When a Car Accident Happens

The trauma of an automobile crash can be a blur while it is happening. As such, you might not be in the frame of mind to handle the situation in a way that works toward your best interest. Immediately after a car crash, it can be important to do your best to gather yourself and document everything.

Get a Police Report

When you call law enforcement to come to the scene of your accident, they will record a lot of the information that you will need later when you make an insurance claim or file a personal injury lawsuit. The responding officer will document the exact location of the crash, the weather that day, the statements of the witnesses, and other relevant information.

Even if you were driving a vehicle that belongs to someone else, you should still consider getting a police report. Indiana is a third-party liability state meaning that car insurance policies are required to cover injured persons who were driving the vehicle with the owner’s permission.

Save Your Records

Be sure to take photos of the scene of the accident, the damage to your vehicle, and your personal injuries. If you need to seek medical care, it is in your interest to save your medical bills and records. Moreover, write down your memories of the accident, and those of any witnesses, while they are still fresh.

When you call your insurance company, or that of the other driver, be sure to save any information that they send you in the mail or by email. If you later end up having to litigate your car accident claim, this documentation will be valuable to your attorneys to use as evidence.

The Legal Process for Automobile Personal Injury Claims

Insurance adjusters tend to offer a lower settlement than an injured driver may deserve. A local attorney can negotiate the amount with the insurance company for you, and if their offer is still too low, lawyers can file a lawsuit on your behalf.

The first step of the litigation process involves filing a complaint with the court. The complaint needs to be filed within two years of the accident. Once filed with the court, a summons and a copy of the complaint will be served to the defendants, who then may issue a response. 

Next, the discovery process begins, where you may have to share the documents that you saved from the accident with the opposing parties. You could also be called in for a deposition where you may be asked about your personal injuries and your role in the accident.

Attempting to navigate the legal process of a car accident claim can be confusing to a nonlawyer. Therefore, it is generally wise to consult with an auto accident attorney instead of taking matters into your own hands.

Call Our Southern Indiana Car Accident Law Firm Today

If you have been involved in an automobile collision in the Louisville Metro Area, contact Schuler Law Office. We are located in Louisville, Kentucky, and we serve clients throughout Southern Indiana.

Our law firm can negotiate your car accident claim with the insurance company and take the case to court for you if necessary. We are available to clients in New Albany, Clarksville, and Charlestown, as well as those in Floyd, Clark, and Washington Counties.

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