Kentucky law states that drivers must carry liability insurance and personal injury protection (PIP). It is estimated, according to the insurance industry, that nearly 16% of drivers in the state don’t have it, which means the chance of you being in an accident with someone uninsured is pretty high.
If you experience a serious injury accident, it’s likely your claim will exceed your at-fault driver’s policy limits. This makes receiving full compensation for your injuries that much more important. With the help of Schuler Law Office, you can count on their years of legal experience to help you get the best results possible after your accident.
What Is the Mandatory Insurance in Kentucky?
Kentucky law sets minimums for insurance coverage. These minimums include:
- $50,000 total liability for all injuries resulting from an accident
- $25,000 liability for injuries to each person involved in one accident
- $10,000 per occurrence for property damage resulting from an accident
- $10,000 in personal injury protection, also known as PIP, of the insurance policyholder.
Unfortunately, if the driver doesn’t have insurance, or it is less than this mandatory minimum, you must pursue a lawsuit to recover damages.
What Are Some Options for Getting Compensation from Uninsured Motorist Accidents?
There are several steps you can take to recover your losses. First, you can file a claim under your own PIP coverage or under your own uninsured/underinsured motorist coverage. Another option that a Kentucky attorney can help you with is to sue the at-fault driver. A personal injury lawsuit helps you recover the damages that you deserve.
It’s important to only hire an experienced Louisville, Kentucky uninsured motorist accidents attorney to represent you in your auto accident lawsuit. Schuler Law Office offers professional representation for uninsured motorist accident cases. We understand the stress associated with these cases and work hard to produce the results you’re looking for and deserve. To schedule a free consultation with one of our lawyers, call 502-568-9000 today.